European Alternatives to Xero
Xero is a cloud accounting platform headquartered in New Zealand, outside EU jurisdiction. Despite a UK office, Xero processes all data in New Zealand and Australian data centres. New Zealand is a Five Eyes member.
1 EU alternative · avg. privacy score 87 · 0 free
Why switch from Xero?
- –New Zealand company — Five Eyes intelligence sharing member
- –Data processed in NZ and Australian data centres outside EU
- –Not subject to GDPR as a NZ company — limited EU enforcement mechanisms
- –Expensive: €28-€62/month
1 European Alternative
Sorted by privacy score
Pennylane
French accounting and finance platform for SMBs and accountants. EU-hosted, GDPR-native.
| Tool | Score | Privacy | Pricing | OSS | EU Data | Country | |
|---|---|---|---|---|---|---|---|
French accounting and finance platform for SMBs and accountants. EU-hosted, GDPR-native. High Trust | 80 | 87 | Paid | — | ✓ | 🇫🇷 |
French accounting and finance platform for SMBs and accountants. EU-hosted, GDPR-native.
Frequently Asked Questions
Datev (Germany) is the gold standard for German accounting firms. Lexoffice (Germany) is excellent for SMEs with automatic DATEV export. Odoo Accounting (Belgium) integrates with the full Odoo ERP suite. All store data in the EU.